December 2015
Holiday Safety for Fireworks and Injury Prevention
FIRE LOSSES Great strides have been made in constructing fire-resistant buildings and improving fire-suppression techniques, both of which have reduced the incidence of fire. However, in terms of property losses, these advances have been somewhat offset by increases in the number of and value of buildings. In 2014, on average, a fire department responded to
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The Pulse of Insurance Trends in 2015
For many Americans, their home is their largest investment. But, according to the Insurance Information Institutes ( I.I.I.) annual Pulse Survey, understanding some key aspects of homeowners insurance remains a challenge. In PulsePoints: Home and Auto Insurance, we present findings from a survey of more than 1,000 adults in the United States. We asked homeowners
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New Flood Insurance Developments
Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the president involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is
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Homeowners Insurance and You
A standard homeowners insurance policy includes four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. 1. The structure of your
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