Paul Smith

Lightning Dos & Don’ts

Courtesy of iii.org Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of an

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Florida, You’ve Got Storms!

Courtesy of http://www.insuringflorida.org/florida-alert-5-days-into-hurricane-season-3-named-storms-already/ We have entered the 2016 hurricane season, and Florida is on alert for a tropical system. It’s the third named storm of the year, and did I mention we are only 5 days into hurricane season? Pay attention please. There has never been 3 storms named this early in the season, which

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Hurricaine Season Begins

Courtesy of iii.org With Bonnie threatening to develop into a tropical storm over the Memorial Day weekend, the Atlantic could have its second storm before the official start of hurricane season, which starts on June 1 and ends on November 30. Reporters covering Bonnie and the 2016 Atlantic hurricane season can contact the Insurance Information

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Insurance, Boats and You

Courtesy of http://www.insuringflorida.org/the-right-insurance-keeps-your-boat-afloat/ Living in Florida means boating season never ends. With the right insurance protection, your boating days can be as carefree as a day at the beach. The type of insurance coverage you get depends upon the boat. If you have a small boat, such as a canoe or kayak, you may have

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Liability and Dog Bites

Courtesy of http://www.iii.org/issue-update/dog-bite-liability. About 77.8 million dogs are owned as pets in the United States according to a 2015/2016 survey from by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries;

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