Courtesy of iii.org With blizzard conditions predicted to hit 16 Eastern states this weekend, there will be a high probability of car crashes and property damage so it’s a good time to understand what your insurance covers, according to the Insurance Information Institute (I.I.I.). “Standard homeowners policies provide coverage for damage caused by wind, snow, […]
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Courtesy of iii.org Term insurance comes in two basic varieties様evel term and decreasing term. These days, almost everyone buys level term insurance. The terms “level” and “decreasing” refer to the death benefit amount during the term of the policy. A level term policy pays the same benefit amount if death occurs at any point during
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We feel safe in our cars, right? That might explain why people do very dumb things wrapped in that cocoon of metal, or else road rage wouldn’t exist. But natural disasters give no respect to vehicles. The worst place to be is in your car during a flood, tornado or hurricane. Last week, I was
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Many drivers don’t think about their insurance coverage until after they have an accident and call their insurance company to file a claim to help pay for car repairs, a rental car and other expenses. Unfortunately, many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of
Insurance and Rental Cars Read More »
FIRE LOSSES Great strides have been made in constructing fire-resistant buildings and improving fire-suppression techniques, both of which have reduced the incidence of fire. However, in terms of property losses, these advances have been somewhat offset by increases in the number of and value of buildings. In 2014, on average, a fire department responded to
Holiday Safety for Fireworks and Injury Prevention Read More »
For many Americans, their home is their largest investment. But, according to the Insurance Information Institutes ( I.I.I.) annual Pulse Survey, understanding some key aspects of homeowners insurance remains a challenge. In PulsePoints: Home and Auto Insurance, we present findings from a survey of more than 1,000 adults in the United States. We asked homeowners
The Pulse of Insurance Trends in 2015 Read More »
