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Courtesy of iii.org Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of an

Courtesy of iii.org Coloring crayons are the norm at many family-friendly restaurants. Children receive them with their menus to draw, color and pass the time while waiting for their food. But have you ever wondered what happens to these crayons once you leave? Hygiene concerns often dictate that crayons placed at tables — whether used

Courtesy of http://www.insuringflorida.org/florida-alert-5-days-into-hurricane-season-3-named-storms-already/ We have entered the 2016 hurricane season, and Florida is on alert for a tropical system. It’s the third named storm of the year, and did I mention we are only 5 days into hurricane season? Pay attention please. There has never been 3 storms named this early in the season, which

Courtesy of Insuring Florida According to the U.S. Census data, in 2010 there were 22 people over the age of 65 for every 100 people. By 2030, that number will rise steeply – with 35 of every 100 Americans being over 65 years old. That’s 19 percent of the population. No surprise that Florida ranks

Courtesy of iii.org With Bonnie threatening to develop into a tropical storm over the Memorial Day weekend, the Atlantic could have its second storm before the official start of hurricane season, which starts on June 1 and ends on November 30. Reporters covering Bonnie and the 2016 Atlantic hurricane season can contact the Insurance Information

Managing and growing a successful startup takes vision, passion—and the right type and amount of business insurance, according to the Insurance Information Institute (I.I.I.). “Starting and maintaining a new business can be costly, but the last place business owners should cut corners is insurance,” said Loretta Worters, a vice president with the I.I.I. “Proper business

Courtesy of http://www.iii.org/fact-statistic/distracted-driving Activities that take drivers’ attention off the road, including talking or texting on cellphones, eating, conversing with passengers and other distractions, are a major safety threat. The National Highway Traffic Safety Administration (NHTSA) gauges distracted driving by collecting data on distraction-affected crashes, which focuses on distractions that are most likely to affect