Courtesy of http://www.insuringflorida.org/florida-drivers-need-protection-from-uninsured-motorists/ With driving come a number of responsibilities. Some people take these responsibilities seriously. They drive the speed limit (or relatively close to it). They do not text and drive, and they use a hands-free device if they talk on a cell phone. They follow the law by purchasing automobile insurance. And, then …
Courtesy of iii.org With blizzard conditions predicted to hit 16 Eastern states this weekend, there will be a high probability of car crashes and property damage so it’s a good time to understand what your insurance covers, according to the Insurance Information Institute (I.I.I.). “Standard homeowners policies provide coverage for damage caused by wind, snow, …
We feel safe in our cars, right? That might explain why people do very dumb things wrapped in that cocoon of metal, or else road rage wouldn’t exist. But natural disasters give no respect to vehicles. The worst place to be is in your car during a flood, tornado or hurricane. Last week, I was …
FIRE LOSSES Great strides have been made in constructing fire-resistant buildings and improving fire-suppression techniques, both of which have reduced the incidence of fire. However, in terms of property losses, these advances have been somewhat offset by increases in the number of and value of buildings. In 2014, on average, a fire department responded to …
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Identity theft is the act of taking someone’s personal information and using it to impersonate a victim, steal from bank accounts, establish phony insurance policies, open unauthorized credit cards or obtain unauthorized bank loans. In some more elaborate schemes, criminals use the stolen personal information to get a job, rent a home or take out …
As a senior citizen or caretaker of an older person, preparing for and protecting against a fire, flood, hurricane or other disaster can be a special challenge. Many seniors live alone and may have special needs or limited physical mobility, which makes them more vulnerable than younger people when there is disaster. Therefore, it’s all …
MOTOR VEHICLE THEFT The FBI includes the theft or attempted theft of automobiles, trucks, buses, motorcycles, scooters, snowmobiles and other vehicles in its definition of motor vehicle theft. A motor vehicle is stolen on average every 46 seconds in the United States. Vehicle thefts have been trending downward in the 23 years since they peaked …
Be extra careful whenever you test drive a new or used car. If you’re not working with a reputable car dealer, driving that car could be costly if you have a car crash. Your automobile insurance policy covers many things, but it doesn’t cover you when you take a test drive. The dealer has a …
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