The National Association of Insurance Commissioners (NAIC) issued its latest national report on property insurance costs this week, and you’ll likely be seeing news stories about how Florida homeowners pay more than double the national average for homeowners insurance. This is not news. We Floridians already know the cost of homeowners insurance is higher here …
Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you are hosting a Super Bowl party or greeting the New Year with friends in your home, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make …
Hosting a holiday celebration? You could be liable… One-third of homeowners fail to realize they can be found legally accountable if an intoxicated visitor causes a car crash, according to a study by the Independent Insurance Agents & Brokers of America. Courts in many states will rule against hosts of holiday parties where alcohol is …
Hurricane Season 2014 chalks up another storm-free year for the history books. Nine in a row. How lucky can we get! The unspoken question: How lucky can we stay? With that in mind, there is a new map you should look at to learn about the risk Floridians face from storm surge. Flooding is the …
I think about insurance all the time; you probably don’t (unless you too work in the biz). Truth be told, there are probably 10,0000 other things you’d rather think about. But another truth is that thinking about insurance at least a few times a year is really worthwhile. And, there’s an easy, free way to …
When was the last time you tested your home’s fire alarm? If you can’t remember, then it’s time to do it. Put your fire alarms to the test today. Please? This is Fire Prevention Week. And, it’s one of those times when you really need to take action. It’s great if you have fire alarms …
October in Florida means fall has officially arrived, according to the calendar. But not according to the temperature. There is no frost on the pumpkin. (It’s dew from the high humidity.) Many people think that when the summer is over, it takes hurricane season with it. Nope. The National Hurricane Center says that peak hurricane …
The number of renters has grown dramatically in some of the most populous—and disaster-prone—U.S. cities, yet few renters actually purchase insurance, according to the Insurance Information Institute (I.I.I.) Indeed, only 37 percent of renters have renters insurance whereas 95 percent of homeowners have a homeowners insurance policy, according to a 2014 I.I.I. poll conducted by …
Companies large and small appear to have been targeted in what is being described as the largest known data breach to date. As first reported by The New York Times, a Russian crime ring amassed billions of stolen Internet credentials, including 1.2 billion user name and password combinations and more than 500 million email addresses. The …
Why a Below-Normal Hurricane Forecast Could Be Misleading Forecasters with NOAA’s Climate Prediction Center now say the chances of a below-normal Atlantic hurricane season have increased to 70 percent, up from 50 percent in May. In its updated outlook, NOAA said overall atmospheric and oceanic conditions that are not favorable for storm development will persist …
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