Insurance News

Liability and Dog Bites

Courtesy of http://www.iii.org/issue-update/dog-bite-liability. About 77.8 million dogs are owned as pets in the United States according to a 2015/2016 survey from by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries; …

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Continued-Unclaimed Life Insurance…

Courtesy of http://www.iii.org/article/unclaimed-life-insurance-benefits 3. The life insurance company might not be able to find the policy’s beneficiaries (legitimate claimants). There might be one or both of two problems in this scenario. The first is that the descriptions of the beneficiaries might be insufficiently precise for the life insurance company to locate them. This would be …

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Make Sure You Don’t Have Unclaimed Life Insurance

Courtesy of http://www.iii.org/article/unclaimed-life-insurance-benefits Sometimes life insurance benefits are left unclaimed after a policyholder dies. This is an unfortunate problem under any circumstances, but especially now, when many people are struggling financially. What is more, this is an easily preventable outcome. To ensure that your life insurance benefits do not go unclaimed it is important to …

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Motorcycle Insurance Info & You

Courtesy of http://www.iii.org/press-release/spring-is-motorcycle-season-and-time-to-check-your-bike-has-the-right-insurance-coverage-031816 Marking the start of spring, motorcycle enthusiasts gathered this month at a rally in Daytona Beach, Florida, and will do so again in June in Johnstown, Pennsylvania. But do they have the right insurance coverage? Motorcycle insurance is a must for any avid biker, according to the Insurance Information Institute (I.I.I.). “Auto …

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Florida Hit & Runs

Courtesy of http://www.insuringflorida.org/hit-and-run-crashes-still-problematic/ Hit-and-run crashes in Florida are holding steady; it is the same challenging problem it always has been. The Florida Highway Patrol reports more than 92,000 hit-and-run crashes in 2015. Those crashes brought 19,000 injuries and 186 fatalities. More than half of those fatalities were pedestrians. Why do people run away from a …

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Life Insurance Types

Courtesy of iii.org Term insurance comes in two basic varieties様evel term and decreasing term. These days, almost everyone buys level term insurance. The terms “level” and “decreasing” refer to the death benefit amount during the term of the policy. A level term policy pays the same benefit amount if death occurs at any point during …

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