Courtesy of iii.org Ice, snow and wind can have devastating consequences to your home—and to your household budget. Fortunately, there are precautions you can take to avoid the expense and inconvenience of winter damage—and even help you save on heating costs. Get started when the leaves begin to turn so your home is well prepared …
Courtesy of iii.org HOLIDAY FIRE LOSSES Fireworks On Independence Day in a typical year, far more U.S. fires are reported than on any other day, and fireworks account for two out of five of those fires, according to the National Fire Protection Association (NFPA). Fireworks caused an estimated 17,800 reported fires, including 1,200 total structure …
Courtesy of iii.org Each year, the insurance industry comes together for the Insurance Industry Charitable Foundation (IICF) Week of Giving. During this eight-day international and industry-wide initiative, insurance professionals complete volunteer projects in support of community nonprofit organizations. The IICF is a nonprofit organization that unites the insurance industry in helping communities and enriching lives …
Courtesy of iii.org Older drivers are keeping their licenses longer and driving more miles than ever before. The high fatality rates of this age group reflect the fact that older drivers are more easily injured than younger people and are more apt to have medical complications and die of those injuries. There is a growing …
Courtesy of iii.org Locating life insurance documents for a deceased relative can be a daunting task—for one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. Here are some strategies to help simplify your search. 1. Look …
Courtesy of iii.org In the aftermath of Hurricane Harvey and Hurricane Irma, policyholders may have questions about how insurance works following a natural disaster. Here are some answers to many of these common questions. Q. Are flood losses covered under my homeowners insurance policy? A. Standard homeowners and renters insurance policies do not cover flood …
Courtesy of http://www.insuringflorida.org/the-right-insurance-keeps-your-boat-afloat/ Living in Florida means boating season never ends. With the right insurance protection, your boating days can be as carefree as a day at the beach. The type of insurance coverage you get depends upon the boat. If you have a small boat, such as a canoe or kayak, you may have …
Courtesy of http://www.iii.org/issue-update/dog-bite-liability. About 77.8 million dogs are owned as pets in the United States according to a 2015/2016 survey from by the American Pet Products Association. According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries; …
Courtesy of http://www.iii.org/article/unclaimed-life-insurance-benefits 3. The life insurance company might not be able to find the policy’s beneficiaries (legitimate claimants). There might be one or both of two problems in this scenario. The first is that the descriptions of the beneficiaries might be insufficiently precise for the life insurance company to locate them. This would be …
Courtesy of http://www.iii.org/article/unclaimed-life-insurance-benefits Sometimes life insurance benefits are left unclaimed after a policyholder dies. This is an unfortunate problem under any circumstances, but especially now, when many people are struggling financially. What is more, this is an easily preventable outcome. To ensure that your life insurance benefits do not go unclaimed it is important to …
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