Insurance News

Courtesy of http://www.iii.org/press-release/spring-is-motorcycle-season-and-time-to-check-your-bike-has-the-right-insurance-coverage-031816 Marking the start of spring, motorcycle enthusiasts gathered this month at a rally in Daytona Beach, Florida, and will do so again in June in Johnstown, Pennsylvania. But do they have the right insurance coverage? Motorcycle insurance is a must for any avid biker, according to the Insurance Information Institute (I.I.I.). “Auto […]

Courtesy of http://www.insuringflorida.org/hit-and-run-crashes-still-problematic/ Hit-and-run crashes in Florida are holding steady; it is the same challenging problem it always has been. The Florida Highway Patrol reports more than 92,000 hit-and-run crashes in 2015. Those crashes brought 19,000 injuries and 186 fatalities. More than half of those fatalities were pedestrians. Why do people run away from a

Courtesy of http://www.iii.org/article/motorcycle-insurance. Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask

Courtesy of iii.org Term insurance comes in two basic varieties様evel term and decreasing term. These days, almost everyone buys level term insurance. The terms “level” and “decreasing” refer to the death benefit amount during the term of the policy. A level term policy pays the same benefit amount if death occurs at any point during

For many Americans, their home is their largest investment. But, according to the Insurance Information Institute’s ( I.I.I.) annual Pulse Survey, understanding some key aspects of homeowners insurance remains a challenge. In PulsePoints: Home and Auto Insurance, we present findings from a survey of more than 1,000 adults in the United States. We asked homeowners

Are you prepared to deal with a flood? How about a power outage? What’s your plan if there’s a hurricane coming? (Planning a hurricane party is not the correct answer.) If you have never planned for disaster, this is your time. September is National Preparedness Month, and the theme is designed to motivate. “Don’t Wait.

We live in a so-called sharing economy, so why are drivers so unwilling to share the road? Ours is a state where pedaling a bike on the roadway is dangerous to one’s health. Florida has the highest death rates in the nation for bicyclists, 10 times higher than the safest state (Vermont) and more than

Tropical Storm Erika ended up as a large rainstorm, but the season is here and the truth is no one can know for sure. That’s the way it is with weather. Florida’s Emergency Operations Center was activated, with officials acknowledging that Erika could result in anything from a rainy weekend to a category 3 hurricane.

Federal law requires owners of recreational boats to register them. In 2014 there were 11.8 million registered recreational boats, down from 12.0 million in 2013. An accident occurring on a recreational boat must be reported to the U.S. Coast Guard if a person dies or is injured and requires medical treatment beyond first aid; if

Boat Safety There are thousands of recreational boating accidents per year. Contributing factors to these accidents include traveling too fast for water or weather conditions, driving under the influence of drugs or alcohol, failing to follow boating rules and regulations, carelessness and inexperience. To prevent boating accidents, we offer these safety suggestions: Care and protection