Insurance Blog

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Homeowners Insurance Coverage Tips

Courtesy of iii.org For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To properly insure your home, it is important to ask your insurance professional four key questions. 1. Do I have enough insurance to rebuild my home? Your policy needs to cover the cost of rebuilding

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Emergency Plans & Safety

Courtesy of iii.org Health officials in the U.S. have advised businesses, schools and communities to prepare for a possible outbreak of the COVID-19 coronavirus. On Tuesday, February 25, the Centers for Disease Control and Prevention (CDC) said a wider spread of the virus in the U.S. can be expected, but the agency is uncertain of

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Safety & Road Rage

Courtesy of iii.org Road rage incidents are not only dangerous, they are exempted from coverage by many auto insurance policies. Understand your risks and take precautionary measures to avoid being a victim—or a cause—of aggressive driving accidents. Crowded highways and traffic backups at times cause drivers to lose control and become extremely aggressive. Road rage

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Need Business Flood Insurance?

Courtesy of iii.org Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. This Q&A will help you understand this type of coverage and determine whether

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How Often Should I Review my Insurance Policy?

Courtesy of iii.org There are four events that should trigger a review of your policy: 1. When your policy comes up for renewal Don’t just automatically send a check to your insurance company. Take the time to review your coverage and call your agent with any questions or concerns that you may have regarding your

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car insurance

Car Insurance-8 Questions to Ask

Courtesy of iii.org Make sure your car coverage reflects your needs and budget The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best

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