Commercial Insurance for Business Owners

Loss Control Programs

Our relationships with major insurance companies, allows us the ability to evaluate your business’ current conditions and recommend ways to decrease property, auto, workers’ compensation or liability losses. A decrease in losses will lower your insurance costs, and increase your productivity by avoiding downtime.

Quick Claim Response
When you do have a claim, you need fast service. As independent agents, we work to make that happen. We have screened our partners to demonstrate excellent records for settling claims fairly and promptly.

Competitive Rates
We know which insurance companies offer coverage options for your business or industry, and offer coverage and pricing tailored to your needs. To see if your business qualifies for one of these programs, contact us for more information.
Business Insurance includes property insurance, liability, commercial auto, workers compensation, group health, life, disability income insurance and others. contact us  for more information.

Business Owners Policy (BOP)Workers Compensation
Property & Liability InsuranceCommercial Vehicle Insurance
• Property Insurance
• Liability Insurance
• Business Interruption
• Excess Liability / Commercial Umbrella
• Commercial Automobile
• Fleet Commercial Automobile
• Garage Automobile
• Non-Owned Automobile
• Professional Liability
• Errors & Omissions Liability
• Directors and Officers Liability
• Pollution Liability
• Marine Liability
• Ocean Marine / Hull & Cargo
• Crime
• Special Event
Business Life Insurance, Disability & Benefits
• Disability Insurance• Group Benefits

Commercial Auto Insurance

Commercial auto insurance can cover a combination of vehicle types and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.
delivery van
commerical van

Commercial Liability Insurance

General liability, also known as “Commercial Liability Insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Business Owner policies do not include professional liability coverage, automobile insurance, workers compensation, medical insurance or disability insurance; however, all can be covered with separate policies.

Home-Based Business is a major trend in America today, and at Ocala Insurance, we can verify that your potential liabilities are adequately covered by either your Homeowner’s Policy or your Business Policy. This depends on your unique situation. Homeowner’s Policies often have “sublimits” restricting coverage for business property. For instance, the Homeowner’s Policy may cover business property, but typically only up to $2,500 while it is “on premises” and up to $500 while the property is “off premises.”

Business Owner policies do not include professional liability coverage, automobile insurance, workers compensation, medical insurance and disability insurance. All can be covered with separate policies.

Serving – Marion, Levy, Citrus, Lake, Alachua, and Sumter Counties


One of the keys to our success is the ability to recognize the unique risks that our customers face. That’s why Ocala Insurance can advise you on a variety of insurance products, designed to address the risks of specific industries and businesses, including but not limited to:
• All Contractors
• Lawn Maintenance
• Pawn Shops
• Handymen
• Feed Dealers and Distributors
• Fruit and Vegetable Processing
• Beauty Salons and Barber Shops
• Daycares
• Churches
• Golf Courses
• Mobile Home Parks
• Restaurants
• Veterinary
• Vineyards and Wineries
• Wholesalers
• Wholesale nurseries
Give Ocala Insurance a call at 352-732-2233 to find out how we can help you

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