February 2017

Distracted Driving On The Rise

Courtesy of iii.org Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, conversing with passengers and other distractions, are a major safety threat. In 2014, 3,179 people died in distraction-affected crashes, based on National Highway Traffic Safety Administration (NHTSA) criteria. The number of state legislatures passing measures that […]

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Reminding All Homeowners, Flood Insurance is a Seperate Policy

Courtesy of iii.org. Homeowners and businesses in California’s Butte, Sutter and Yuba counties who have flood insurance will be covered if the Lake Oroville Dam’s auxiliary spillway fails, according to the Insurance Information Institute (I.I.I.). Revised forecasts call for about 10 inches of rain heading to the area according to the LA Times. Roughly 50,047

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Insurance & Wildfires Part 2

PART2 Courtesy of iii.org. Condo Insurance Q. There is damage to my kitchen cabinets and my clothes as well as the roof and elevator of the building. Just who is responsible? A. Usually, your own condominium insurance policy provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses. There is

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Wildfire FAQ Part 1

Courtesy of iii.org. After a wildfire, people may have questions about their insurance coverage. The Insurance Information Institute offers answers to some of these basic questions. Homeowners Coverage Q. If my house burns down, will my insurance company pay to have it rebuilt? A. The typical homeowners policy covers damage due to wind, fire and

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