Paul Smith

Help for New Businesses

Managing and growing a successful startup takes vision, passion—and the right type and amount of business insurance, according to the Insurance Information Institute (I.I.I.). “Starting and maintaining a new business can be costly, but the last place business owners should cut corners is insurance,” said Loretta Worters, a vice president with the I.I.I. “Proper business […]

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Continued-Unclaimed Life Insurance…

Courtesy of http://www.iii.org/article/unclaimed-life-insurance-benefits 3. The life insurance company might not be able to find the policy’s beneficiaries (legitimate claimants). There might be one or both of two problems in this scenario. The first is that the descriptions of the beneficiaries might be insufficiently precise for the life insurance company to locate them. This would be

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Make Sure You Don’t Have Unclaimed Life Insurance

Courtesy of http://www.iii.org/article/unclaimed-life-insurance-benefits Sometimes life insurance benefits are left unclaimed after a policyholder dies. This is an unfortunate problem under any circumstances, but especially now, when many people are struggling financially. What is more, this is an easily preventable outcome. To ensure that your life insurance benefits do not go unclaimed it is important to

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Join Us to Reduce Distracted Driving

Courtesy of http://www.iii.org/fact-statistic/distracted-driving Activities that take drivers’ attention off the road, including talking or texting on cellphones, eating, conversing with passengers and other distractions, are a major safety threat. The National Highway Traffic Safety Administration (NHTSA) gauges distracted driving by collecting data on distraction-affected crashes, which focuses on distractions that are most likely to affect

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Motorcycle Insurance Info & You

Courtesy of http://www.iii.org/press-release/spring-is-motorcycle-season-and-time-to-check-your-bike-has-the-right-insurance-coverage-031816 Marking the start of spring, motorcycle enthusiasts gathered this month at a rally in Daytona Beach, Florida, and will do so again in June in Johnstown, Pennsylvania. But do they have the right insurance coverage? Motorcycle insurance is a must for any avid biker, according to the Insurance Information Institute (I.I.I.). “Auto

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Florida Hit & Runs

Courtesy of http://www.insuringflorida.org/hit-and-run-crashes-still-problematic/ Hit-and-run crashes in Florida are holding steady; it is the same challenging problem it always has been. The Florida Highway Patrol reports more than 92,000 hit-and-run crashes in 2015. Those crashes brought 19,000 injuries and 186 fatalities. More than half of those fatalities were pedestrians. Why do people run away from a

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