Insurance can provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home’s insured value and generally includes the […]
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Courtesy of iii.org With predictions of an above-average hurricane season issued by Colorado State University this week, businesses need to take measures to prepare and increase their chance of surviving, according to the Insurance Information Institute (I.I.I.). Forty percent of businesses do not reopen after a disaster and another 25 percent fail within one year,
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Courtesy of iii.org Greased lightning, fast as lightning, lightning in a bottle, lightning-bolt ideas. So many positive images of lightning exist that we may forget that lightning is deadly. Especially in Florida. This time of year, almost every locale is subject to a summer thunderstorm. And, we may get so used to them that we
Courtesy of iii.org Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year, causing an annual average of $37 million in damage, 100 injuries and 10 deaths. The majority of grill fires are caused by
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Courtesy of iii.org With 1,800 thunderstorms in progress at any given time on Earth, it’s important to be able to sort out the myths from the facts when it comes to lightning safety. And keep in mind that the best lightning safety plan of all is to take shelter in a house or other structure,
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Courtesy of insuringflorida.org The biggest threat to recovery after a natural disaster is the mass of people who are unprepared for it. After every single tornado, hurricane or flood, the media easily find people who have been impacted by the event, and they invariable say nearly the same thing: “I never saw it get this
Complacent or Proactive, Take Your Choice! Read More »
Courtesy of Insuring Florida According to the U.S. Census data, in 2010 there were 22 people over the age of 65 for every 100 people. By 2030, that number will rise steeply with 35 of every 100 Americans being over 65 years old. That’s 19 percent of the population. No surprise that Florida ranks
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Courtesy of iii.org Its 2017 and another hurricane season is about to be breathing down our necks. Maybe youve grown immune or indifferent after seasons of weather threats proved wrong. A word of advice: Never let your guard down. Did recent reminders of the need for storm vigilance get your attention in 2016? Hurricane
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Courtesy of iii.org Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications. There are an estimated 7.4 million swimming pools and five million hot tubs in residential or public use in the United States, according to the Centers for Disease
Courtesy of iii.org A wave of cyber attacks hit targets in 150 countries on Friday, May 12–and this number is expected to grow, according to law enforcement authorities. This fast-spreading hack is unprecedented in how it spreads ransomware via a “worm.” The white paper, “Cyberrisk: Threat and Opportunity” examines how insurers contend with these evolving
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