Courtesy of iii.org Business interruption insurance can be as vital to your survival as a business as fire insurance. Most people would never consider opening a business without buying insurance to cover damage due to fire and windstorms. But too many small business owners fail to think about how they would manage if a fire […]
Do I Need Business Interruption Insurance? Read More »
Courtesy of iii.org Whether you’re hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you’re planning to serve alcohol at your home take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability is the legal term for the criminal
Liability and Parties Read More »
Courtesy of iii.org The holidays are a time of giving and receiving gifts, but would you be able to replace those gifts if they were destroyed in a fire or other disaster? A home inventory is the best way to protect your personal possessions, yet only 50 percent of homeowners said they had an inventory
Home Inventory Tips for Insurance Read More »
Courtesy of iii.org Before you consider renting out your home, your guest room—or even your couch—first contact your insurance professional so you fully understand the financial risks and can take the proper precautions. Here’s some general information to jumpstart your insurance conversation. If you are considering renting out your home, your guest room or even
Renting Out Rooms? Insurance Considerations Read More »
Courtesy of iii.org You may have read the recent story featured in the I.I.I. Daily about raccoon damage and homeowners insurance. The gist: raccoons got into a house and caused $80,000 worth of damage. The homeowners were surprised to learn that their insurance wouldn’t cover any of it. So what’s the deal with animal damage
Animal Damage and Your Home Read More »
Courtesy of iii.org Pop quiz: what’s one of the most common types of homeowners insurance claims? (Hint: it’s not fire.) It’s water damage. Maybe that’s not surprising – it rains a lot in many places. But what may surprise you is that things like pipe bursts and broken appliances are increasingly the main causes of
An Idea to Save Homeowners Money from Water Damage Read More »
Courtesy of iii.org About one of every 15 U.S. homeowners insurance policyholders files a claim each year and these claimants are now giving insurers their highest ever satisfaction ratings, according to the Insurance Information Institute (I.I.I.). The J.D. Power 2017 U.S. Property Claims Satisfaction Study gives U.S. home insurers a record score of 859 (on
High Satisfaction Rating for Homeowners Insurance Read More »
Courtesy of iii.org The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and your insurance company. From raising your deductible to making home improvements, here are some ways to save money while you adequately protect your home and assets. Don’t skimp Don’t shop
Home Insurance Coverage Read More »
Courtesy of iii.org You probably make a checklist for performing home repairs, a shopping list before hitting the grocery store, or perhaps a to-do list for work assignmentsbut do you have a checklist for reviewing your insurance coverage? The start of hurricane season is right around the corner (June 1 November 30). So now’s
Checklist for Upcoming Hurricane Season Read More »
